Redefining trust with risk-based intelligence

Entersekt Authentication Advisor

Redefining trust with risk-based intelligence

The era of one-size-fits-all security is over

In a digital world where every interaction carries risk, an outdated approach to security is a liability, not a safeguard. Financial institutions (FIs), payment card issuers, PSPs and merchants are battling surging online banking and payment fraud and navigating complex regulations and card brand requirements. Yet, many still force customers through the same cumbersome authentication hurdles for every single transaction, regardless of risk.

This isn't security; it's a frustration engine, leading to one in three abandoned transactions and sacrificing customer experience at the altar of outdated protection.

At Entersekt, we believe in a different future - one where security is invisible, intelligent, and inherently proactive.

90% Of data breaches exploit human vulnerabilities for information

90%

Of data breaches
exploit human vulnerabilities for information

66% Increase in social engineering attacks over the last 2 years

66%

Increase in
social engineering attacks over the last 2 years

$ 1.03 T Stolen by scammers in 2024 alone

$ 1.03 T

Stolen
by scammers in 2024 alone

90% Of data breaches exploit human vulnerabilities for information

90%

Of data breaches
exploit human vulnerabilities for information

66% Increase in social engineering attacks over the last 2 years

66%

Increase in
social engineering attacks over the last 2 years

$ 1.03 T Stolen by scammers in 2024 alone

$ 1.03 T

Stolen
by scammers in 2024 alone

Beyond risk-based authentication

Authentication Advisor extends beyond traditional risk-based authentication (RBA) to address today's authorized fraud and social engineering. Entersekt reduces fraud reimbursement, false declines, abandonment, and fraud, which damages organizations’ reputations.
Replace costly and ineffective OTPs and optimize operations with our intelligent risk signals, contextual data, advanced analytics, and a dynamic rules engine for superior protection against sophisticated fraud schemes. 
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Engineering an impenetrable digital frontier

Entersekt digital banking authentication and fraud prevention beyond protection

The digital banking landscape is a relentless battleground. Cybercriminals are evolving at a frightening pace, moving far beyond simple phishing attacks to sophisticated tactics designed to exploit fragmented security and outdated one-time passwords (OTPs).

At Entersekt, we engineer the future of trust. Our unified platform delivers ironclad security that enables seamless, customer-centric experiences—driving customer retention, dismantling fraud, and optimizing operational efficiency.

99%

Reduction in

phishing attacks

90%

Reduction in

P2P and Account Takeover (ATO) fraud

98%

Frictionless logins

across your ecosystem

52%

Average decrease

Call center volumes through automation and self-service

The digital banking landscape is a relentless battleground. Cybercriminals are evolving at a frightening pace, moving far beyond simple phishing attacks to sophisticated tactics designed to exploit fragmented security and outdated one-time passwords (OTPs).

At Entersekt, we engineer the future of trust. Our unified platform delivers ironclad security that enables seamless, customer-centric experiences—driving customer retention, dismantling fraud, and optimizing operational efficiency.

99%

Reduction in

phishing attacks

90%

Reduction in

P2P and Account Takeover (ATO) fraud

98%

Frictionless logins

across your ecosystem

52%

Average decrease

Call center volumes through automation and self-service

Real customer successess

Broad use case coverage

Detection accuracy

To identify fraudulent activities while minimizing false positives.
Real-time analysis

Real-time analysis

For immediate action to prevent fraudulent transactions.

Dynamic and adaptive

Dynamic and adaptive

Continuous learning keeps up with fraudsters’ constantly evolving tactics, and tapping into a global consortium, catch fraudsters that are already in play before they reach your clients.

Optimized user experience

Optimized user experience

Intuitive, consistent user experience across channels leveraging silent and passwordless authentication.

Cross-channel insight

Cross-channel insight

To detect and correlate fraud signals across multiple customer interaction points, breaking down siloes and closing the gaps, ensuring a unified and consistent fraud prevention approach.

Broad use case coverage

Detection accuracy

To identify fraudulent activities while minimizing false positives.
Real-time analysis

Real-time analysis

For immediate action to prevent fraudulent transactions.

Dynamic and adaptive

Dynamic and adaptive

Continuous learning keeps up with fraudsters’ constantly evolving tactics, and tapping into a global consortium, catch fraudsters that are already in play before they reach your clients.

Optimized user experience

Optimized user experience

Intuitive, consistent user experience across channels leveraging silent and passwordless authentication.

Cross-channel insight

Cross-channel insight

To detect and correlate fraud signals across multiple customer interaction points, breaking down siloes and closing the gaps, ensuring a unified and consistent fraud prevention approach.

Protecting digital banking and payments use cases

Authentication Advisor protects the banking and payment activities where customers are most vulnerable to high risk. Some of those include:

Digital banking and app login

Digital banking and app login

Digital banking account changes and money transfers

Digital banking account changes and money transfers

Card not present payments

Card not present payments

Merchant app logins

Merchant app logins

Digital banking and app login

Digital banking and app login

Digital banking account changes and money transfers

Digital banking account changes and money transfers

Card not present payments

Card not present payments

Merchant app logins

Merchant app logins

Precision prevention, patented innovation

The Entersekt Authentication Advisor isn't just another fraud detection tool; it’s a real-time fraud scoring and decisioning powerhouse, built on our patented innovation.

It's how we systematically dismantle fraud, one transaction at a time.

Leveraging adaptive behavioral analytics at the point of interaction, the Authentication Advisor meticulously analyzes:

  • Device context: Including the location and status.

  • Customer behavior: Learning and adapting to individual user patterns.

  • Transaction patterns: Identifying anomalies across billions of data points.

This intelligent scoring happens in real-time across payments, mobile banking, and web banking channels. But we don't stop there. The Authentication Advisor connects to a consortium of other financial institutions, giving you a global view of fraudulent activities. This means protection that extends far beyond what any single organization could ever observe, actively identifying and isolating entities or devices involved in global fraud rings.

Based on this deep, contextual intelligence, the Authentication Advisor precisely determines whether to approve, decline, or issue the least intrusive challenge necessary, always factoring in the level of risk and customer preferences.

“Entersekt has solidified its position as a global leader in transaction authentication solutions for financial fraud prevention.”
Liminal Link Index Report

The Entersekt Authentication Advisor advantage

With the Entersekt Authentication Advisor, you're not just getting a product. You're gaining a strategic advantage. You're leveraging patented technology that actively dismantles fraud, offers unparalleled security, and delivers an intuitive, frictionless experience your customers will love.

Optimizes accurate decision-making with context-aware insights

Optimizes accurate decision-making with context-aware insights

No more guessing games. Our system understands the "who, what, where, and how" of every interaction.

Builds active risk profiles for each customer

Builds active risk profiles for each customer

We compare real-time behavioral interactions against billions of historical data points, making it nearly impossible for fraudsters to mimic legitimate users.

Augments existing security with an additional layer of silent protection

Augments existing security with an additional layer of silent protection

It works seamlessly with your current infrastructure, adding an intelligent shield that's often invisible to the legitimate user.

Supports regulatory and card brand compliance without increasing friction

Supports regulatory and card brand compliance without increasing friction

Effortlessly meets stringent requirements like GDPR and SCA, without sacrificing the customer experience.

Optimizes accurate decision-making with context-aware insights

Optimizes accurate decision-making with context-aware insights

No more guessing games. Our system understands the "who, what, where, and how" of every interaction.

Builds active risk profiles for each customer

Builds active risk profiles for each customer

We compare real-time behavioral interactions against billions of historical data points, making it nearly impossible for fraudsters to mimic legitimate users.

Augments existing security with an additional layer of silent protection

Augments existing security with an additional layer of silent protection

It works seamlessly with your current infrastructure, adding an intelligent shield that's often invisible to the legitimate user.

Supports regulatory and card brand compliance without increasing friction

Supports regulatory and card brand compliance without increasing friction

Effortlessly meets stringent requirements like GDPR and SCA, without sacrificing the customer experience.

We don't just protect - we revolutionize

Ready to redefine trust? Let’s talk.